Don’t you find that you go through life, paying ever-increasing bills and charges, while feeling that your hard-earned pennies are disappearing into the pockets of some corporate fat cat? The common man never wins, he just pays a little bit more every month. Well, for once, things came good and resulted in a victory for me!

You’ll recall that I have not been well of late (don’t worry, I’m still well on the road to recovery). What I neglected to tell you all was that Claire and I had a cruise booked for next month, which we had to cancel due to my recent ill health. Due to the short notice of our cancellation, we looked set to lose a lot of money.

Being sensible, I took out travel insurance at the time of booking our holiday. After falling ill and cancelling the cruise, I naturally sent off a very large claim under my travel insurance. Given I was asking for so much money, as well as the fact I had never heard of the insurer before and they could only be contacted by post, I didn’t hold out much hope of receiving a penny back.

Weeks passed since making my claim and I became resigned to the fact that I would never see the holiday money again. Until today! I logged into my bank account to pay a bill (what else?) when I saw a very large sum of money had been deposited into my account. Upon close inspiration, it transpired that this money had been sent from my insurance company! Every penny that I had claimed, minus the small excess, was there. It was the biggest insurance payout related to a ship since the Titanic sunk. For once, I won!